#fire #retirement #wealth
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VUCA Insights’ John Huo – Hard Truths About Investing, Retirement and Living Well
A really frank and revealing conversation with my buddy and investment professional John Huo about retirement, wealth, money and investing.
Spoiler alert: more nuggets in here than a chocolate chip cookie.
(Many thanks to CITYPlus for their collaboration with The Do More Podcast, in whose studio this conversation was recorded. CITYPlus is Malaysia’s first Chinese business radio station, dedicated to delivering in-depth analysis on local and international current affairs, markets, and businesses.)
CONTENTS
01:17 – Where Markets Are Heading in 2025
05:31 – Malaysians Can’t Really Play The Large Global Macro Themes Like AI and MAG7 .. Can They?
11:40 – Active Fund Managers HAVE to Beat The Index
13:07 – That Time When Adobe Tanked ..
17:32 – Mispricing .. A Time to Buy
22:50 – What Happens When All PaperMoney Becomes Worthless?
29:30 – Stocks and Crypto Offer The Best Returns
30:30 – Tesla: Buy?
33:40 – How Does John Think About His Own Personal Portfolio?
38:52 – Is Apple Too Reliant On The IPhone?
40:25 – If Apple is So Good, Why Did Warren Buffet Sell His Shares?
42:26 – The Media is Bad For Your Portfolio .. !
45:04 – In Malaysia The Hurdle Rate is Maybe 20-25% !
46:17 – Fixed Deposit (FD) IS The WORST Place to Allocate Capital
49:50 – Investing and Psychology is Inextricably Linked – Read Morgan Housel’s ‘Psychology of Money’
50:20 – One of The Biggest Obstacles to Wealth? FOMO!
51:14 – How MYAirlines Took Advantage of Ignorant Investors
53:40 – Skills for Life Success .. ?
54:55 – How Robert Kiyosaki’s ‘Rich Dad Poor Dad’ Changed John’s Life
1:00:01 – What Does Retirement Mean?
1:04:15 – What’s John’s Retirement Number? (You Don’t Need That Much to Retire!)
1:05:00 – A Purposeful Life is Good. What About Generational Wealth?
1:10:20 – Overproviding For The Children Is a Problem
1:11:30 – Why Send Your Child To Study in a Failing Economy? Where ‘Education’ Is an INDUSTRY
1:13:10 – The Sandwich Generation Is a BIG Problem
1:16:30 – How To Not Be Poor When You’re Old?
1:23:10 – That Time When Lululemon Dropped 60% .. And Apple Hasn’t Innovated – So What?
1:26:30 – So If You’re Starting Out, What Do You Buy, to Buy RIGHT?
(Case Study: Labubu)
(Case Study: On Holding AG)
(And Read: Peter Lynch’s ‘One Up On Wall Street’)
1:30:30 – EPF Is Great BUT It Has Some Serious Obstacles
1:34:50 – What Does It Take to be a Full-Time Investor?
1:38:38 – Big Picture, EPF Is REALLY Good. But Here’s Also Why Not
1:44:40 – Humans CANNOT Save!!! But They Also Don’t Want to Think About Their Financial Futures
1:47:55 – What About Bitcoin?
1:51:20 – Why John Doesn’t Like Property / Real Estate
2:00:01 – Why Doesn’t John Personally Invest in Malaysia
2:04:00 – How AI Impacts Investing
2:07:30 – Information is One Thing, Action Is Another
FOLLOW JOHN HERE:
LinkedIn: https://my.linkedin.com/in/johnhuo
IG: https://www.instagram.com/johnhuosc/?hl=en
YT: https://www.youtube.com/@JohnHuoVUCA
FB: https://www.facebook.com/johnhuosc/
X: https://twitter.com/stjohnhuo
FOLLOW CITYPLUS HERE:
Facebook: https://www.facebook.com/cityplusmy
Youtube: https://www.youtube.com/@CITYPlusFM
Instagram: https://www.instagram.com/cityplus_my
Follow Chuang here:
URL: http://www.domore.my/
LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/
FB: https://www.facebook.com/khoo.chuang/
IG: https://www.instagram.com/khoohsuchuang/
Follow DoMore here:
WEBSITE: https://www.domore.my/
YOUTUBE: https://www.youtube.com/c/DoMoreTakeChargeofYourLife
ITUNES: https://apple.co/2lQ47mS
SPOTIFY: https://tinyurl.com/y6zufvcp
PODBEAN: https://domoreasia.podbean.com/
INSTAGRAM: https://www.instagram.com/domore.asia/
